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New Zealand student visa

New Zealand has clearer rules and faster processing than Australia. Here is everything you need, in order.

25 hrs/wk
Work rights during study
~3 weeks
Average processing time
from NZD 850
Visa application fee (~INR 48K)
The process

Step-by-step: offer to visa decision

From the day you start an application to the day you have your eVisa in hand, usually 8โ€“12 weeks.

  1. 1

    Get your university offer

    Apply via the university directly or through us. Conditional offers are common; you'll upgrade to unconditional after meeting English and document requirements.

  2. 2

    Pay tuition deposit

    Most NZ universities ask for first semester or first year tuition upfront to issue the receipt Immigration NZ needs.

  3. 3

    Open an FTS account at ANZ NZ

    Funds Transfer Scheme account. You deposit your one-year living costs (NZD 20,000). Immigration NZ treats this as proof of self-funding.

  4. 4

    Gather your documents

    Passport, offer letter, payment receipt, financial proof, medicals, police clearance, IELTS, SOP, academic transcripts.

  5. 5

    Apply online via Immigration NZ

    Submit through the official INZ portal. We complete the form with you to make sure nothing is misread.

  6. 6

    Decision within 3โ€“8 weeks

    Immigration NZ targets a 3-week average for complete files. Allow up to 8 weeks if applying in the October to March peak period.

What you need

Your document checklist

One missing or unclear document is the #1 cause of delays. We review every page before submission so Immigration NZ sees a clean file the first time.

Get the full checklist on WhatsApp
  • Valid passport (12+ months validity)
  • University offer letter (unconditional)
  • Tuition payment receipt
  • Financial proof: NZD 20,000 living + tuition (via FTS or solvency letter)
  • Medical certificate (panel doctor)
  • Police clearance certificate (PCC)
  • English language proof: IELTS 6.0 overall, no band below 5.5
  • Statement of Purpose (Genuine Intentions statement)
  • Academic transcripts and certificates
  • Health and travel insurance (uniCare or equivalent)
After your studies

Post-Study Work Visa

After you finish, you get an open work visa with no employer sponsorship needed. Duration depends on your qualification level.

Bachelors
Equal to your study duration, no Green List restriction (e.g. 3 years for a standard 3-year degree)
Masters
3 years (open work visa, any employer, any role)
PhD
3 years (open work visa, any employer, any role)
Level 7 Diploma
1โ€“2 years depending on duration and level
The honest part

Common reasons for visa rejection

About 12% of NZ student visa applications are declined. Almost all land in one of these six buckets, every one is avoidable with a properly prepared file.

  • Insufficient or unclear financial proof, most common reason
  • Weak Statement of Purpose / lack of Genuine Intentions
  • Genuine Temporary Entrant (GTE) concerns, failing to show you'll return home
  • Incomplete documents or mismatched details across paperwork
  • Unexplained education gaps or sudden course/country switches
  • Poor English score relative to course requirement

No reputable consultant can guarantee a visa. Anyone who promises one is misleading you. We do guarantee rigorous file preparation and an honest pre-assessment before you pay any fees.

Bringing family

Spouse and children rights

NZ is among the more family-friendly study destinations. Specifics vary by your course level. These are the headline rules.

Spouse / partner

Spouses of Masters and PhD students typically qualify for an open work visa, full-time, any employer. Bachelors-level partners only get this if the course is on the Green List.

Children

Dependent children of Masters/PhD students attend NZ public schools at domestic fee rates, a fraction of international fees.

Get a visa eligibility check in 24 hours

Tell us your education and finances. We'll come back with a realistic visa probability and the exact next steps, before you spend on application fees.

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Honest answers

The visa questions worth asking.

Honest answers on timelines, the FTS funds proof, work hours, and post-study work. Message our Auckland desk.

Ask us anything
Further reading

Go deeper on New Zealand visas

This page is the evergreen overview. For the full step-by-step and the latest post-study work rules, read the dated guides.

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Visa Updates

Step-by-step NZ student visa walkthrough (2026)

A step-by-step New Zealand student visa guide for Indian students: eligibility, documents, funds, fees, work rights, and processing times, all sourced.

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Visa Updates

How to write your NZ visa SOP (genuine intentions)

A 2026 guide to the student visa SOP for New Zealand and Australia. The two countries now want different documents. Structure, a visa-officer lens, and the mistakes that trigger refusals.

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Visa Updates

English test scores: who sets the score

IELTS, PTE, TOEFL, and Duolingo scores for New Zealand and Australia by study level in 2026, plus the truth about who sets the score: the provider, not always immigration.

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Study in New Zealand without IELTS

Can Indian students study in Australia or New Zealand without IELTS in 2026? The real waivers (MOI, Class 12 English, PTE), and why a university waiver is not the same as visa evidence.

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Cost and Scholarships

Proof of funds: how much to show and how to prove it

How much money to show and how to prove it for a New Zealand or Australia student visa from India in 2026, including using an education loan as evidence, with official figures.

Read guide
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Visa Updates

Bringing your spouse or family on a student visa

Can you bring your spouse or children while you study in Australia or New Zealand? Work rights, funds, and children compared for 2026, with the rules most blogs get wrong.

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Visa Updates

After you graduate: NZ Post-Study Work Visa (Nov 2026 rules)

From 16 November 2026, New Zealand adds a Short-term Graduate Work Visa and expands PSWV eligibility. Who qualifies, who does not, and how to plan.

Read guide