New Zealand student visa
New Zealand has clearer rules and faster processing than Australia. Here is everything you need, in order.
Step-by-step: offer to visa decision
From the day you start an application to the day you have your eVisa in hand, usually 8โ12 weeks.
- 1
Get your university offer
Apply via the university directly or through us. Conditional offers are common; you'll upgrade to unconditional after meeting English and document requirements.
- 2
Pay tuition deposit
Most NZ universities ask for first semester or first year tuition upfront to issue the receipt Immigration NZ needs.
- 3
Open an FTS account at ANZ NZ
Funds Transfer Scheme account. You deposit your one-year living costs (NZD 20,000). Immigration NZ treats this as proof of self-funding.
- 4
Gather your documents
Passport, offer letter, payment receipt, financial proof, medicals, police clearance, IELTS, SOP, academic transcripts.
- 5
Apply online via Immigration NZ
Submit through the official INZ portal. We complete the form with you to make sure nothing is misread.
- 6
Decision within 3โ8 weeks
Immigration NZ targets a 3-week average for complete files. Allow up to 8 weeks if applying in the October to March peak period.
Your document checklist
One missing or unclear document is the #1 cause of delays. We review every page before submission so Immigration NZ sees a clean file the first time.
Get the full checklist on WhatsApp- Valid passport (12+ months validity)
- University offer letter (unconditional)
- Tuition payment receipt
- Financial proof: NZD 20,000 living + tuition (via FTS or solvency letter)
- Medical certificate (panel doctor)
- Police clearance certificate (PCC)
- English language proof: IELTS 6.0 overall, no band below 5.5
- Statement of Purpose (Genuine Intentions statement)
- Academic transcripts and certificates
- Health and travel insurance (uniCare or equivalent)
Post-Study Work Visa
After you finish, you get an open work visa with no employer sponsorship needed. Duration depends on your qualification level.
Common reasons for visa rejection
About 12% of NZ student visa applications are declined. Almost all land in one of these six buckets, every one is avoidable with a properly prepared file.
- Insufficient or unclear financial proof, most common reason
- Weak Statement of Purpose / lack of Genuine Intentions
- Genuine Temporary Entrant (GTE) concerns, failing to show you'll return home
- Incomplete documents or mismatched details across paperwork
- Unexplained education gaps or sudden course/country switches
- Poor English score relative to course requirement
No reputable consultant can guarantee a visa. Anyone who promises one is misleading you. We do guarantee rigorous file preparation and an honest pre-assessment before you pay any fees.
Spouse and children rights
NZ is among the more family-friendly study destinations. Specifics vary by your course level. These are the headline rules.
Spouse / partner
Spouses of Masters and PhD students typically qualify for an open work visa, full-time, any employer. Bachelors-level partners only get this if the course is on the Green List.
Children
Dependent children of Masters/PhD students attend NZ public schools at domestic fee rates, a fraction of international fees.
Get a visa eligibility check in 24 hours
Tell us your education and finances. We'll come back with a realistic visa probability and the exact next steps, before you spend on application fees.
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Honest answers
The visa questions worth asking.
Honest answers on timelines, the FTS funds proof, work hours, and post-study work. Message our Auckland desk.
Ask us anythingGo deeper on New Zealand visas
This page is the evergreen overview. For the full step-by-step and the latest post-study work rules, read the dated guides.

Step-by-step NZ student visa walkthrough (2026)
A step-by-step New Zealand student visa guide for Indian students: eligibility, documents, funds, fees, work rights, and processing times, all sourced.
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How to write your NZ visa SOP (genuine intentions)
A 2026 guide to the student visa SOP for New Zealand and Australia. The two countries now want different documents. Structure, a visa-officer lens, and the mistakes that trigger refusals.
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English test scores: who sets the score
IELTS, PTE, TOEFL, and Duolingo scores for New Zealand and Australia by study level in 2026, plus the truth about who sets the score: the provider, not always immigration.
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Study in New Zealand without IELTS
Can Indian students study in Australia or New Zealand without IELTS in 2026? The real waivers (MOI, Class 12 English, PTE), and why a university waiver is not the same as visa evidence.
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Proof of funds: how much to show and how to prove it
How much money to show and how to prove it for a New Zealand or Australia student visa from India in 2026, including using an education loan as evidence, with official figures.
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Bringing your spouse or family on a student visa
Can you bring your spouse or children while you study in Australia or New Zealand? Work rights, funds, and children compared for 2026, with the rules most blogs get wrong.
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After you graduate: NZ Post-Study Work Visa (Nov 2026 rules)
From 16 November 2026, New Zealand adds a Short-term Graduate Work Visa and expands PSWV eligibility. Who qualifies, who does not, and how to plan.
Read guideContinue exploring New Zealand
Three more guides. Keep going while you have momentum.
Universities & Courses
Compare all 8 public universities: rankings, courses, IELTS requirements, and fees.
Cost & Budget
What a year in NZ really costs in INR. Tuition, rent, food, transport, all broken down.
Student Life
Accommodation, Indian community, part-time work, and what life in NZ is actually like.