Cost of studying in Australia

Real numbers. No marketing fluff. Sydney and Melbourne sit at one end of the scale; Brisbane, Adelaide, Perth, and regional unis at the other, a 30โ€“35% swing on total annual cost.

Annual budget: two scenarios

Sydney/Melbourne vs everywhere else

Both scenarios assume Masters-level tuition + a typical student lifestyle. Sydney and Melbourne carry a roughly 30% premium over the other state capitals.

Scenario

Sydney / Melbourne (most expensive)

Go8 unis, central accommodation, urban lifestyle. Highest cost of living in AU.

Tuition (Masters)AUD 45,000โ€“58,000โ‰ˆ INR 24โ€“31L
Accommodation (CBD-adjacent)AUD 16,000โ€“24,000โ‰ˆ INR 8.5โ€“13L
Food & groceriesAUD 4,000โ€“5,500โ‰ˆ INR 2.1โ€“2.9L
Transport (Opal/Myki)AUD 1,800โ‰ˆ INR 95K
OSHC (mandatory health cover)AUD 650โ‰ˆ INR 35K
Books & misc.AUD 1,500โ‰ˆ INR 80K
Total Year 1
INR 30โ€“42L
AUD 68,950โ€“91,450
Scenario

Brisbane ยท Adelaide ยท Perth ยท Regional

UQ ยท UWA ยท Adelaide ยท Curtin ยท Tasmania. Lower fees and rents, same quality.

Tuition (Masters)AUD 34,000โ€“48,000โ‰ˆ INR 18โ€“25.5L
AccommodationAUD 10,000โ€“16,000โ‰ˆ INR 5.3โ€“8.5L
Food & groceriesAUD 3,500โ€“4,800โ‰ˆ INR 1.9โ€“2.5L
TransportAUD 1,200โ‰ˆ INR 65K
OSHC (mandatory health cover)AUD 650โ‰ˆ INR 35K
Books & misc.AUD 1,200โ‰ˆ INR 65K
Total Year 1
INR 22โ€“32L
AUD 50,550โ€“71,850

Tuition fees: Group of Eight

All values in AUD per year. PhDs are research-funded, most Indian PhD students pay zero tuition and receive a stipend.

University of Melbourne

BachelorsAUD 40,000โ€“48,000
MastersAUD 45,000โ€“58,000
PhDFunded research only

University of Sydney

BachelorsAUD 42,000โ€“52,000
MastersAUD 48,000โ€“58,000
PhDFunded research only

Australian National University

BachelorsAUD 40,000โ€“50,000
MastersAUD 47,000โ€“55,000
PhDFunded research only

UNSW Sydney

BachelorsAUD 42,000โ€“52,000
MastersAUD 50,000โ€“60,000
PhDFunded research only

Monash University

BachelorsAUD 38,000โ€“48,000
MastersAUD 45,000โ€“55,000
PhDFunded research only

University of Queensland

BachelorsAUD 38,000โ€“46,000
MastersAUD 44,000โ€“52,000
PhDFunded research only

University of Western Australia

BachelorsAUD 36,000โ€“44,000
MastersAUD 40,000โ€“50,000
PhDFunded research only

University of Adelaide

BachelorsAUD 38,000โ€“46,000
MastersAUD 42,000โ€“52,000
PhDFunded research only
Part-time work

What you can realistically earn

Students can work 48 hours per fortnight during semester (24 hrs/week average) and unlimited hours in scheduled breaks. AU minimum wage: AUD 24.95/hour (rises to AUD 26.44 from 1 July 2026).

A student working a steady 24 hrs/week earns about AUD 600/week (~INR 31,500/week) before tax. Realistic annual contribution to your costs: INR 10โ€“15 lakh per year.

Minimum wageAUD 24.95/hr
Hours / fortnight48
Weekly earnings (avg)
AUD 600
โ‰ˆ INR 31,500
Realistic annual contributionINR 10โ€“15L
Scholarships

Money you can win, not borrow

AU scholarship money is competitive but real. Strong academics (75%+) and a sharp SOP unlock INR 4โ€“25L in tuition relief at most unis. We apply to every one you're eligible for.

Australia Awards Scholarships

Government-funded, highly competitive: full tuition + AUD 30K stipend + airfare for select developing country applicants (India eligible).

Destination Australia Scholarship

AUD 15,000/year for international students studying at regional Australian campuses (e.g., Tasmania, Newcastle, regional NSW).

Go8 University Scholarships

Each Group of Eight uni offers merit-based awards (e.g., Melbourne Graduate Scholarship, Sydney International Student Award) ranging AUD 5โ€“25K.

University-specific Indian student awards

Deakin, RMIT, Macquarie, Wollongong, Griffith all offer dedicated INR 4โ€“10L tuition waivers for Indian students with strong academic records.

We help you apply for every eligible scholarship at no extra cost. It's part of standard counselling. Universities pay our commission, not you.

Hidden costs, talked about rarely

One-off costs nobody warns you about

These aren't in tuition or rent calculators but they hit your bank account in the first 2โ€“3 months. The AUD 2,000 student visa (Subclass 500) fee alone shocks most students.

Student visa application (Subclass 500)AUD 2,000 (~INR 1.06L)
IELTS / PTE test feeINR 17K (IELTS) / INR 16K (PTE)
OSHC bond / health cover depositAUD 600โ€“800 upfront (~INR 32โ€“42K)
Document attestation & translationINR 8โ€“18K
One-way flight (Delhi โ†’ Melbourne/Sydney)INR 60โ€“95K depending on season
Initial settlement kit (bond, bedding, utilities setup)AUD 1,500โ€“2,800 (~INR 80Kโ€“1.5L)

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